2525 Military Rd Niagara Falls, NY 14304 (716) 236-7678 Office Hours: Monday – Friday: 9:00am – 4:30pm Holiday Schedule 2019

Apply for loan today!


We offer many different kinds of loans to our members. The benefit of getting a loan through a Federal Credit Union versus a bank is that Federal Credit Unions offer lower interest rates.

  • New Auto Loans
  • Used Auto Loans
  • Share Secured
  • Unsecured
  • Line-of-Credit
  • Overdraft Line-of-Credit
  • Home Equity - variable
  • RV / Recreational Vehicle
  • Commercial Business - new / used

We use a risk-based lending system. This means we use your credit score to help figure out your rate and your debt-to-income ratio to determine how much you will qualify for.

Owners choice funding