2525 Military Rd Niagara Falls, NY 14304 (716) 236-7678 Office Hours: Monday – Friday: 9:00am – 4:30pm Holiday Schedule 2024 Like Us on Facebook

Our Services


Courtesy Pay

TruStage with CUNA Mutual

Mobile Check Deposit

Notary Member Service

Mobile App

Home Banking

On-Site ATM

Over night ATM deposits

Phone Transfers

Check Cashing

Free ATM withdrawals for All-Point ATMs

Direct Deposit

• Social Security

• Retirement

• Etc.

Accidental Death and Dismemberment Insurance

The Credit Union has partnered with National Income Life Insurance Company (NILICO) to offer all members a free Accidental Death and Dismemberment insurance policy covered up to $3,000.00. For more information click here.

Additional Discounts


Visa Gift Cards

Working Advantage (contact credit union for discount code)

Payroll Deduction


If you are setting up payroll deduction or direct deposit, you will need the following information:

Name FI: Encompass Niagara Federal Credit Union
Routing #: 222381581
Members ID: This number is assigned by the Federal Credit Union and can be obtained by calling the Federal Credit Union or taking it from your Credit
Union checks. The account number is 14 digits and all zeros must be included. A sample is shown below.
Type of Account: You must let the FI know if this is going to a checking or savings account.


payroll deduction

If you have any questions regarding any of the above information, please feel free to contact the Federal Credit Union Office at 716-236-7678.

Love my Credit Union
Sallie Mae Student Loans