2525 Military Rd Niagara Falls, NY 14304 (716) 236-7678 or 1-833-296-7511 Office Hours: Monday – Friday: 9:00am – 4:30pm Holiday Schedule 2026 Like Us on Facebook

Now offering VISA Credit Cards!

VISA Balance transfer Special 5.90% for 9 months
VISA New Account Special 5.90% for 6 months
Offer available from July 1, 2026-September 30, 2026

Contact a credit union representative today to find out how to apply!

Loans

Encompass Niagara Federal Credit Union offers a full range of loan services tailored to your needs using a credit based lending program to help as many members we can.

Checking Accounts

Encompass Niagara FCU offers access to over 60,000 ATMs worldwide. You will never be charged and can use them as often as you'd like!

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Sallie Mae Student Loans